Health Care Reform

At Blankenship Insurance we are dedicated to keeping you up to date on all the changes that are occurring in the Health Care Reform landscape. We are now Federally certified to assist you and your family on the Marketplace/Exchanges. We can help you with quotes, enrollments and finding out if you qualify for Premium Subsidies and cost sharing help.
There will be Premium Subsidies (AKA Premium Tax Credits) for persons who are 100% to 400% Federal Poverty Level (FPL). Also Cost Sharing Subsidies for persons who are 100% to 250% FPL.

Remember there are no more pre-existing condition denials!


QHP (Qualified Health Plan) They must include 10 EHB (Essential Health Benefits). They are:

  • Ambulatory Patient Services.
  • Emergency Services
  • Maternity and Newborn Care
  • Pediatric Services including Dental and Vision
  • Rehabilitative/Habilitative Services and Devices
  • Mental Health and Substance use disorder services, including behavioral health treatments
  • Preventive, Wellness and Chronic disease management
  • Hospitalization
  • Prescription Drugs
  • Laboratory Services

There will be 5 Plans offered on the Marketplace.

  • 90% Platinum Plan
  • 80% Gold Plan
  • 70% Silver Plan
  • 60% Bronze Plan
  • Catastrophic Plan

All companies on the Marketplace will have to offer the Silver and Gold Plans. The Catastrophic Plans are for individuals under 30 and those with financial hardships. You will be able to apply Premium Subsidies to any of the Plans if you qualify for help.
Call for Income Bracket and Subsidy level info.
For more information give us a call. 386 423-0198